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Terms Of Service

Welcome to InstantlyWiser website (the “Site”). By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use (these “Terms”). If you do not agree to these Terms, you should not use or access this Site. InstantlyWiser reserves the right to revise these Terms at any time by updating this posting.
You are encouraged to review these Terms each time you use the Site because your use of the Site after the posting of changes will constitute your acceptance of the changes. We grant you a personal, limited, non-transferable, non-exclusive license to access and use the Site. We reserve the right, in our sole discretion and without notice to you, to revise the products and services available on the Site and to change, suspend or discontinue any aspect of the Site, and we will not be liable to you or to any third party for doing so. We may also impose rules and limits on the use of the Site, or restrict your access to part, or all, of the Site without notice or penalty. Your continued use of the Site will constitute your acceptance of any such changes. 
1. Use of the Site. You may use the Site only for your noncommercial personal use and in compliance with these Terms.
2. We require all Members to agree not to use the Site, and specifically prohibit any use of the Site, for any of the following purposes: Posting, communicating or transmitting any material that infringes on any intellectual property, publicity or privacy right of another person or entity.  Posting any information which is untrue, inaccurate, or not your own in conduct that would constitute a criminal offense or give rise to civil liability or otherwise violate any law or regulation. Attempting to interfere in any way with the Site’s security or use of the Site to gain unauthorized access to any other computer system. You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account or password. You agree to immediately notify us in the event of any unauthorized use of your account or any other breach of security you observe. You agree that additional terms and conditions may apply to specific products, orders or your use of certain portions of the Site, including with respect to payments and return policies and membership reward programs (“Additional Terms”), which Additional Terms are made part of the said Terms by reference. If there is a conflict between these Terms and the Additional Terms, the Additional Terms take precedence. 

3. Membership The Site is available to registered users who are 18 years and older and who have not been suspended or removed by InstantlyWiser for any reason (a “Member”). We reserve the right to revoke your membership for any reason at any time, including as a result of a violation of these Terms of the Privacy Policy, without notice. 

4. Description of services;  We strive to ensure that the information on the Site is reliable. Certain information may contain pricing errors, typographical errors, and other errors or inaccuracies, which we may correct without liability. We also reserve the right to limit, change or discontinue services purchased by Members and to revise, suspend, or terminate an event or promotion at any time without notice (including after an order has been submitted and/or acknowledged). We do not guarantee that all services described on our Site will be available at all times.
5. Proprietary Rights. You acknowledge and agree that the content materials, text, images, videos, graphics, trademarks, logos, button icons, and other elements available on the Site are the property of InstantlyWiser or our licensed subsidiaries and are protected by copyright, trademark and/or other proprietary rights and laws. You agree not to sell, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, modify or create derivative works from any content or materials on the Site.  All rights reserved.  
Payments. Recurring Billing. If you select membership with recurring monthly billing, you authorize us to charge you a monthly membership fee at the current rate, and any other charges you may incur in connection with your use of InstantlyWiser services to your Payment Method. You acknowledge that the amount billed each month may vary from month to month for reasons that may include differing amounts due to promotional offers and/or changing or adding a plan, and you authorize us to charge your Payment Method for such varying amounts, which may be billed monthly in one or more charges. We reserve the right to adjust pricing for our service or any components thereof in any manner and at any time, as we may determine in our sole and absolute discretion. Except as otherwise expressly provided for in these Terms of Use, any price changes to your service will take effect following email notice to you. 

Disclaimers You assume all responsibility and risk with respect to your use of the Site. THE SITE, AND ALL CONTENT, OUR SERVICES AND OTHER INFORMATION ON  IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. SPECIFICALLY, BUT WITHOUT LIMITATION, INSTANTLYWISER DOES NOT WARRANT THAT: (1) THE INFORMATION ON THIS SITE IS CORRECT, ACCURATE OR RELIABLE; (2) THE FUNCTIONS CONTAINED ON THIS SITE WILL BE UNINTERRUPTED SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 10. Indemnification. You agree to indemnify, hold harmless, and defend InstantlyWiser from any and all claims, liabilities, damages, costs, and expenses of defense, including attorneys’ fees, in any way arising from or related to your use of the Site, your violation of these Terms or the Privacy Policy, content posted to the Site by you, or your violation of any law or the rights of a third party. 11. Limitation of Liability IN NO EVENT SHALL INSTANTLYWISER  BE LIABLE TO ANY USER OF THE SITE OR ANY OTHER PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, OR LOSS OF USE) ARISING OUT OF THE USE OR INABILITY TO USE THE SITE, WHETHER BASED UPON WARRANTY, CONTRACT, TORT, OR OTHERWISE, EVEN IF INSTANTLYWISER HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. IN NO EVENT SHALL THE TOTAL LIABILITY OF INSTANTLYWISER FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION RESULTING FROM YOUR USE OF THIS SITE, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE, EXCEED THE AMOUNT YOU PAID TO INSTANTLYWISER IN CONNECTION WITH THE EVENT GIVING RISE TO SUCH LIABILITY. You hereby acknowledge that the preceding paragraph shall apply to all content and services available through the Site. Because some states do not allow limitations on implied warranties or the exclusion or limitation of certain damages, all of the above disclaimers or exclusions may not apply to all users. 12. International Use We control and operate the Site from the United States. We make no claims that materials or the services on the Site are appropriate or available for use outside the United States. If you choose to access this Site from outside the United States, you do so at your own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. 
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